amp. electric vehicle leasing

Don't Spend to Save Tax. Earn Instead.

Structure your assets. Free your cashflow.

amp.

The Problem

The tax planning trap every business falls into

Tax Planning Ritual

The Ritual

Every year-end —
"We need to show more expenses for tax planning."

Unused Assets

The Spend

Assets bought out of obligation.
Not strategy.

Cash Flow Problem

The Trap

Tax saved.
Liabilities created.
Capital blocked.
Cash flow sacrificed.

Tax Saved. Cash Flow Sacrificed. Here's How.

Based on an ex-showroom ₹52.67 lakh car, with ₹6.32 lakh paid upfront and the remaining amount financed over 60 months at 9% interest.

In 5 years:

Expense Claimed*: ₹67,03,346
Tax saved @ 30%: ₹20,11,004
Income: ₹0
EMI Outflow: ₹61,85,779
Resale value after 5 years: NEGLIGIBLE

Borrowing to save tax. That's not an asset strategy. That's a Liability.

*Expense includes depreciation, loan interest, maintenance, and insurance.

Zero in on the Solution

Zero Investment. Full cash flow benefits.

Zero Rate Change

40% Depreciation every year.

Zero Cashflow Impact

Monthly lease covers your EMI.

Zero Investment

Security deposits subsidise the down payment.

Zero Conditions

Fully compliant standard operating lease structure.

Zero Commission

Full lease transfer to your business.

Zero Risk

Watertight operating lease under Section 32, IT Act.

How It Works

Simple. Legal. Smart.

A Business buys an EV

Adds an asset to balance sheet

  • AMP recommends the right model
  • Matches to verified subscriber
  • Secures the best finance and insurance

AMP Manages Subscription

EV stays on continuous lease

  • Subscribers are high-income salaried professionals
  • Full background check, credit verification, and income qualification
  • Lease payments credited to business
  • Minimum 12-month term

Zero Capital Invested

Fully Subsidized

  • Security deposits cover down payment
  • Monthly lease income covers EMI
  • Cash invested: near zero

Maximizes Cashflow

40% every year

  • Interest, insurance, and maintenance are also fully deductible
  • Standard practice under Section 32, IT Act

Outsources Lifecycle Management

No operational headache

  • Lease, re-lease, payments, collections
  • Maintenance, insurance & asset monitoring
  • Fully managed

Exits Profitably

End of lifecycle

  • Keep all sale proceeds net of deposits
  • Resale value is pure upside

The Real Numbers

Actual example. Actual results.

A BMW iX1 owned by an MSME, leased through AMP.

Ex-Showroom price of ₹52,67,101 in New Delhi, financed for 60 months at 9% annual interest.

Parameter Amount
Ex-Showroom Price Delhi ₹52,67,101
Bank Loan (95%) ₹50,03,746
Down Payment & Insurance ₹6,32,052
Security Deposits(-) ₹6,32,052
Net Investment ₹0
Monthly Cash Flow
EMI to Bank₹1,03,096
Monthly Lease Rental ₹1,03,096
Other Expense/Outflow ₹0.00
Net Outflow ₹0.00
Tax Benefits (Year 1)
Total Expense₹29,13,269
Total Income₹12,37,156
Net Expense₹16,76,113
Tax Saved @ 30% ₹5,02,834
₹5.02 lakh saved in Year 1
In 5 years, gains over ₹21.50 lakh
with zero investment.

Ready to put your balance sheet to work?

Want to know more?

Talk to Us

The Numbers

Pick a car. See exactly what you make.

Your EV.
Your Returns.

  • Select any EV available in India
  • Set your down payment and loan tenure
  • No assumptions hidden. Every number accounted.
Compute your Gain

Choose your car and tenure to see your projected gains.

Calculate EV ownership returns with AMP

Pick a car

See what your balance sheet makes.

One asset. Compounding returns.

Stop spending to save. Start earning while saving.

Calculate

What your balance sheet can make.

Consult

Speak with us. Connect your CA. Ask questions. Then commit.

Save

Start with one EV. Generate income. Tax benefits from month one.

Scale

Add more EVs as returns compound. Your balance sheet keeps working harder.

FAQs

Every question answered. Nothing hidden.

Lease an asset to a third party. Is it risky?

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We understand the concern. It feels risky — but it isn't.

  • Your business remains the legal owner of the asset.
  • Every subscriber is verified, background-checked, and pays advance rent upfront.
  • Comprehensive insurance covers accident, theft, damage, and all eventualities.
  • Fully compliant lease agreement — enforceable under both criminal and civil law.
The real risk is the opposite:
An idle asset gives zero income but still depreciates. With AMP, it generates income, stays fully insured, and is continuously tracked. Locking capital in an asset that earns nothing is the bigger risk.

Is this legal?

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Absolutely. It's standard practice — not a loophole.

Legal Framework:
  • Operating lease recognised under Indian Contract Act, 1872
  • Depreciation on leased assets allowed under Income Tax Act, Section 32
  • Banks and NBFCs routinely finance such arrangements
  • Used by large corporates across India for decades
What We Provide:
  • Lease agreements reviewed by legal and tax experts
  • Documentation support for IT returns
  • Full compliance with GST, TDS, and Income Tax norms

Run it by your CA — they'll confirm it works.

Won't lease income reduce my tax savings?

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Yes, lease income is taxable. But accelerated depreciation works heavily in your favour.

  • Interest on loans is fully deductible
  • Lease income covers your EMI — cash flow stays neutral
  • You deployed no capital in the first place
The comparison that matters:
A standard asset purchase gives you depreciation but zero income.
AMP gives you depreciation and income — on an asset that cost you nothing to deploy.

This sounds too good to be true. Will it really work?

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This isn't magic. It's arbitrage:
You value depreciation — the tax benefit.
The subscriber values usage — not ownership.
AMP connects both. Everyone wins.

Why each side participates:

  • You (the business): Need depreciation, already spending on assets — now the asset pays for itself.
  • The subscriber: Wants to drive an EV without the loan, depreciation risk, and resale headache.
  • AMP: Earns a facilitation fee. Builds a sustainable ecosystem. No conflict of interest with your returns.
  • Operating lease is a ₹5,000+ crore industry in India
  • Large corporates have run this model for years
  • AMP brings it to MSMEs — systematically, at scale

What if the customer stops paying or damages the car?

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Risk mitigation is built into every layer.

Financial Protection:
  • 3–6 months advance rental deposited upfront by the subscriber
  • Bank EMI covered even if the subscriber delays or defaults
  • Buffer gives AMP time to onboard a replacement subscriber
Legal Protection:
  • Legally binding lease agreement — enforceable under criminal and civil law
  • Full right to repossess the vehicle
  • Every subscriber is KYC, credit, and reference verified before onboarding.
Insurance:
  • Mandatory comprehensive cover on every vehicle
  • Covers accident, theft, and total loss
AMP's Role:
  • We chase payments, handle disputes, and find replacement subscribers
  • You own the asset. We manage the risk.
Worst case?
You own a fully insured car with an advance rent buffer — that can be re-leased or sold, and still delivers tax benefits. Your downside is limited. Your upside is not.

Contact

Reach us at:

AG 5, Block G, Sector 42, Noida, Uttar Pradesh, 201301

India

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